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The Fed Is Not the Problem, Banks Are!

In my previous article, I explained that the Federal Reserve cannot—and should not—continue cutting rates aggressively this year. Even though earlier projections suggested two potential rate cuts, I argued that, at most, one more might happen before year's end.
At the Fed's most recent meeting on October 29th, they delivered the expected quarter-point cut, bringing the federal funds rate to 3.75%-4.00%...

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Why Buying Beats Renting in the Bay Area

Stop Paying Someone Else's Mortgage: Why Buying Beats Renting in the Bay Area
If you're paying $3,000-$5,000+ in monthly rent in the South or East Bay, you're essentially writing a check that builds someone else's wealth while getting zero ret...

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